e， accessible health care for every single American. If you have health care， my plan will lower your premiums. If you don t， you ll be able to get the same kind of coverage that members of Congress give themselves. And as someone who watched my mother argue with insurance companies while she lay in bed dying of cancer， I will make certain those companies stop discriminating against those who are sick and need care the most.

Now is the time to help families with paid sick days and better family leave， because nobody in America should have to choose between keeping their jobs and caring for a sick child or ailing parent.

Now is the time to change our bankruptcy laws， so that your pensions are protected ahead of CEO bonuses； and the time to protect Social Security for future generations.

And now is the time to keep the promise of equal pay for an equal day s work， because I want my daughters to have exactly the same opportunities as your sons.

Now， many of these plans will cost money， which is why I ve laid out how I ll pay for every dime by closing corporate loopholes and tax havens that don t help America grow. But I will also go through the federal budget， line by line， eliminating programs that no longer work and making the ones we do need work better and cost less because we cannot meet twenty？first century challenges with a twentieth century bureaucracy.

And Democrats， we must also admit that fulfilling America s promise will require more than just money. It will req