Chapter 1 Introduction 1.1 Background and Motivation 1.2 Objectives and Contribution 1.3 Outline Chapter 2 China’s Banking Industry 2.1 Introduction 2.2 The Reform of China’s Banking System 2.3 The Role of Chinese Banks 2.4 China’s Banking Market 2.5 Bank-firm Relationships 2.6 Conclusion Appendix A Chapter 3 The Determinants and the Effect of Switching Costs on Profitability in Chinese Banking 3.1 Introduction 3.2 The Chinese Banking Market 3.3 Literature Review 3.4 Methodology 3.5 Data 3.6 Empirical Results 3.7 Conclusion Appendix B Chapter 4 Why Do Firms Switch Banks? Evidence from China 4.1 Introduction 4.2 Literature Review 4.3 Methodology 4.4 Data 4.5 Empirical Results 4.5 Conclusion Appendix C Chapter 5 Single Versus Multiple Banking Relationship in Chinese Lending Market-indictors of Firm’s Size, Quality or Market Competition 5.1 Introduction 5.2 Literature Review 5.3 Methodology 5.4 Data 5.5 Empirical Results 5.5 Conclusion Appendix D Chapter 6 Conclusions 6.1 Switching Costs and China’s Banking Market 6.2 Lock-in Power and Banks’ Strategy 6.3 Firms Switching Behaviour and Relationship Banking 6.4 Conclusions Reference Index